Find apple id with just credit card info
When the card was announced, Apple played up the financial management features associated with it through the Wallet app to help people keep track of their spending habits. “I’m thinking they probably felt they couldn’t wait anymore, so they launched when they felt it was good enough, and then they’ll improve further over time.”Īpple and Goldman’s delay in sending Apple Card data to the credit-reporting firms could be an issue for some people who signed up for the card. “I suspect they wanted to launch Apple Card by late summer because that’s what they promised back in March,” he said. Companies are increasingly shifting toward getting a starter version of a product out into the market and then improving it gradually, rather than working out all the kinks before release. Rossman suggested the card was an example of a “minimum viable product,” a concept that’s pervasive in the technology space. “I’ve heard of a few fringe instances of cards failing to report to the bureaus, like certain secured cards, but nothing nearly as widely known as the Apple Card.” “I’ve never heard of a mainstream credit card that doesn’t report to the credit bureaus,” said Ted Rossman, industry analyst at. While credit-card companies are not technically obligated to report to the major credit bureaus, industry experts said the decision was rather unusual. In a screenshot he posted, a source at one of the two companies appeared to imply that once Apple and Goldman Sachs develop the functionality, the two companies will report consumers’ payment data retroactively.ĭon’t miss: Here’s everything Apple isn’t telling you about its new credit card Goldman believes the release of the Apple Card “is the most successful credit-card launch ever,” Goldman Sachs CEO David Solomon said during the company’s quarterly earnings call with investors on Tuesday, citing high consumer demand.ĭetails regarding the lack of reporting to credit bureaus were first revealed by Bloomberg reporter Mark Gurman on Twitter. When it was unveiled, some observers suggested that card holders could encounter customer-service difficulties given that Apple and Goldman Sachs were both new to the credit-card space. The Apple Card is the first credit card Goldman Sachs has ever offered. Experian, Equifax and TransUnion did not immediately return requests for comment. Apple referred a request for comment from MarketWatch to Goldman Sachs. The source attributed the lack of reporting to the Apple Card being a brand new product. information that is used to calculate people’s credit scores. This means that the two companies have yet to send details on customers’ balances and on-time payments to Experian